Starting this year, insurance companies can no longer exclude coverage for preexisting health conditions. They also cannot suddenly cancel your policy.
If you have kids at home in their early 20s
Beginning this year, they can be covered under your health plan up to age 26 -- no matter their status, in school, out, working or idle.
If you have a business with 25 or fewer workers
You may be able to claim a tax credit of up to 35% of the cost of providing health insurance for your employees.
If you are a senior citizen on Medicare
Those in Medicare's prescription coverage gap will get a $250 rebate this year.
And what happens next?
2011: More money to community health centers treating lower-income and uninsured people.
2012: Nonprofit insurance co-ops established.
2013: New 2.3% sales tax on medical devices -- but many items are exempt.
2014: Requires citizens and legal residents to have health insurance, except in cases of financial hardship, or pay a fine to the IRS.
Source:freep.com/
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